Olsommer Pro-Consumer Bill Now Law

November 12, 2026

HARRISBURG – An initiative advanced by Rep. Jeff Olsommer (R-Wayne/Pike) to better protect consumers and modernize best practices for public adjusters has officially been signed into law by the governor.

After formally signing the bill last month, the governor held a ceremonial bill signing with Olsommer and Rep. Bob Merski (D-Erie) at the capitol on Monday. 

“Pennsylvanians who are impacted by fire, flood or other loss face many challenges in their efforts to restore their homes and properties,” Olsommer said. “This updated law will help protect these vulnerable consumers by providing greater transparency, clearer contracts, reasonable limits on fees and stronger protections against conflicts of interest.”

When a property owner experiences a significant loss, they may hire a licensed public adjuster to manage their insurance claim. Unlike insurance adjusters who are hired by the insurance company, public adjusters represent the insured. They provide services such as gathering information on the loss, filing a claim and negotiating payments with the insurance company. Public adjusters often receive a percentage of the claim as payment for their services. Current law is silent on how much a public adjuster can charge.

While Olsommer acknowledged many licensed public adjusters serve their clients well, the law needed to be updated to improve consumer protection, enforcement and oversight rules that align with the latest national standards.

Act 77 of 2026 would provide consumers with disclosures and a window of time to cancel a contract; strengthen licensing provisions so no person can represent or advertise themselves as a public adjuster without a license; strengthen the conflict-of-interest provisions that prohibit public adjusters from receiving financial benefits from contractors; and place a limit on the amount a public adjuster receives as compensation for a claim.

Olsommer commended Merski and others involved in refining the legislation and getting it through the legislative process and ultimately signed into law. The law will take effect in late April. 

Editor’s Note: Two video clips of Rep. Olsommer explaining the bill can be found here, and here. Attached is a photo from Monday’s ceremonial bill signing. Pictured, from left, are Olsommer’s nephews, Logan Olsommer and Liam Olsommer; his brother, Keith Olsommer; Gov. Josh Shapiro; Rep. Jeff Olsommer; and Olsommer’s legislative assistant, Amber McNaughton. 



Representative Jeff Olsommer
139th Legislative District
Pennsylvania House of Representatives
Media Contact: Melissa Fox
717.260.6522
mefox@pahousegop.com